Loan Programs

Explore our diverse range of loan programs designed to meet your unique financial needs. From conventional mortgages to specialized lending solutions, we have the right program for you.

Bank Statement Loan

Perfect for self-employed individuals and business owners who may not have traditional income documentation. Use your bank statements to qualify for a mortgage.

Key Features:

Ideal for self-employed borrowers
12-24 months of bank statements required
Flexible income verification
Competitive interest rates
Down payment as low as 10%
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Refinance

Lower your monthly payment, reduce your interest rate, or tap into your home equity. Refinancing can help you achieve your financial goals.

Key Features:

Lower interest rates
Reduce monthly payments
Cash-out refinancing available
Shorten loan term options
No prepayment penalties
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VA Loan

Exclusive benefits for veterans, active-duty service members, and eligible surviving spouses. No down payment required and competitive rates.

Key Features:

No down payment required
No private mortgage insurance (PMI)
Competitive interest rates
Limited closing costs
Reusable benefit
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Conventional Loan

The most common type of mortgage, ideal for buyers with good credit and stable income. Flexible terms and competitive rates available.

Key Features:

Down payment as low as 3%
Fixed or adjustable rates
Various loan term options
No upfront funding fee
PMI can be removed at 20% equity
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Non-QM Loan

Non-Qualified Mortgage programs for borrowers who don't fit traditional lending criteria. Flexible underwriting with alternative documentation.

Key Features:

Alternative income verification
Credit challenges accepted
Investment property friendly
Interest-only payment options
Flexible debt-to-income ratios
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Ready to Get Started?

Our mortgage specialists are here to help you find the perfect loan program for your needs. Contact us today for a free consultation.